John Hayward – Financial Planner on the Costa Blanca
Along with drawing on the resources of The Spectrum IFA Group, one of Europe’s leading independent financial advisers, John Hayward brings 27 years of experience in financial services. He has lived here on the Costa Blanca with his wife and family since 2004, with experience of the real Spain.
From time to time it is necessary to review your personal finance position. This will enable you to take stock and plan for your future needs. Often it is likely to lead to a focus on what is important and what is not.
Planning your future
Having reviewed your financial position, you will then want to make plans for how you will cope with the years ahead. This could be planning for future income or saving for a special event such as a wedding, special holiday, or your children’s education.
Products & services
With access to the major names in financial services such as HSBC, Zurich, Skandia and many more, we can offer a range which will surpass the limited choice offered by individual institutions. We will tailor make a solution for you now which can be altered to suit your changing circumstances.
We recognise that your needs change as time passes. This is why we like to review your position to make certain that everything is on track, whether this is monthly, half-yearly, or annually. I am available at any time to discuss your needs or to provide you with an update of your plans.